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July is a double-super month. Don't let it ambush your cash flow.

From 1 July, super goes out with every pay run — but your April–June quarter is still due on 28 July. Pay both in the same month and the hit can be four times a normal month. There's a smarter way, and it has a 30 June deadline.

Our free guide covers every change and the dates that matter when it comes to Payday Super.

7 Days

Super must reach your employees' funds within 7 business days of every payday.

2 Bills

In July: your final quarterly super and payday super on every pay run.

30 June

The deadline to bring this year's tax deduction forward — and dodge the July crunch.

The bit nobody's telling you

One month. Two super bills.

Payday super isn't just an admin change — it's a cash flow event. Your April–June quarter is still due under the old rules by 28 July. From 1 July, the new rules mean super also leaves with every pay run. Do nothing, and both land in the same month — alongside your Q4 BAS.

$4,800
A normal month of super
$19,200
July pay runs
April–June quarter due 28 July
July — no plan quarter + payday super
Example: $40,000/month wages at 12% super.
The smart move: pay the April–June quarter in June. Super is only tax deductible in the year the fund receives it — so a June payment lands the deduction in 2025–26 (a year earlier), and July drops back to a normal month. The guide shows you exactly how, and when the real cut-off falls.
5 Things You Need To Know
INSIDE THE FREE GUIDE

5 things you need to know — in plain English

1

Super now goes out every payday

What the 7-business-day rule actually means, and the one exception for new starters.

2

July is a double-super month

Why the old quarter and the new rules collide — with real numbers, not theory.

3

The 30 June move that pays you twice

Bring the tax deduction into this financial year and halve July's cash hit — if you act before the cut-off.

4

The ATO's free clearing house is closing

What to switch to before your first July pay run if you use the SBSCH.

5

Tidy payroll now beats penalties later

The two-week checklist: employee details, software settings, pay cycle and cash flow.

The smartest move on this list expires 30 June.

The clock is the point

Want more information? Download our guide — it takes five minutes to read, and one of the five things could be worth thousands to you this financial year.